Website Cookie Policy

We use cookies to give you the best possible online experience. If you continue, we’ll assume you are happy for your web browser to receive all cookies from our website.
See our cookie policy for more information.

Practice Areas

More Information

thepartners@wrigleys.co.uk

Leeds: 0113 244 6100

Sheffield: 0114 267 5588

FOLLOW WRIGLEYS:

Send us an enquiry
Close

COVID-19 and lockdown – have you considered your property insurance?

28 April 2020

We consider important steps to take in this lock down period in relation to your property insurance.

As the lockdown period continues, it is important to think about the impact it may have on the terms of your insurance cover. You should check individual policies for exact details.

Most insurers are being flexible about periods of unoccupancy and non-trading arising from current Government restrictions in place to limit the spread of COVID-19.  However, this is in most cases subject to the insured taking steps to mitigate the risk of damage to the property during lockdown.

As a landlord, you should notify your insurer if any of your tenants leave their premises unoccupied or cease to trade. Check if you need to take additional steps to keep your cover valid during this time. For example, putting additional security measures in place and carrying out more regular checks of the property. Tenants may want to contact their landlord to ascertain what steps the landlord has taken to maintain cover. 

The key is to maintain communication with insurers and to notify them of any change in circumstances to be sure that future claims are not deemed invalid due to any extended period of occupancy or non-trading.

 

If you would like to discuss any aspect of this article further, please contact Alexandra Slater on 0113 204 5796 or any member of the Wrigleys property team on 0113 244 6100.

You can also keep up to date by following Wrigleys on Twitter

The information in this article is necessarily of a general nature. Specific advice should be sought for specific situations. If you have any queries or need any legal advice please feel free to contact Wrigleys Solicitors.

Alexandra Slater View Biography

Alexandra Slater

Solicitor
Leeds

18 Jan 2021

What are the Charity Commission filing obligations for my charity? Part 2: The Annual Report

A closer look at your charity’s obligation to prepare and file an annual report.

15 Jan 2021

Refusing to work because of fears about Covid-19 - section 44 of the Employment Rights Act

Employers need to be aware of this increasingly important provision.

15 Jan 2021

Wrigleys joins the Brain Injury Group as a member of their Court of Protection panel

We are delighted to announce that Wrigleys is now a member of the Brain Injury Group’s Court of Protection panel.