Supporting Trustees of Smaller Pension Schemes
At Wrigleys, we recognise that smaller pension schemes require tailored advice and a personal approach. Our pensions team has extensive experience guiding trustees through the buy-out process, ensuring that each scheme receives the attention and expertise it deserves.
Why Choose Wrigleys?
As a specialist firm, our structure allows us to be flexible on fees and responsive to the needs of smaller schemes. We understand that trustees value straightforward advice, clear communication, and a service that is both efficient and cost-effective.
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Flexible Fee Arrangements: We offer competitive and transparent fees, including fixed fees, which help to keep fees predictable and within budget. This approach allows smaller schemes to access high-quality legal support at a fair price.
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Personal Service: Small schemes are central to our practice. We build long-term relationships and provide direct access to experienced lawyers who understand the challenges faced by trustees.
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Breadth of Experience: Our team is regularly instructed to advise on buy-in, buy-out, and wind-up projects for schemes with under £100m in assets including many schemes with under £10m in assets. We are familiar with the requirements of all major insurers operating in the small scheme market and were the scheme legal adviser on Royal London’s inaugural buy-in transaction with an external pension scheme.
Our Approach
We believe that smaller schemes should not be overlooked or treated as secondary to larger schemes. At Wrigleys, small schemes are our priority. We take pride in delivering a service that is attentive, pragmatic, and focused on achieving the best outcomes for trustees and members.
Buy-Out Expertise
Our experience includes advising on a wide range of transactions, from initial benefit specification through to completion of buy-out and scheme wind-up.
We are regularly referred work by independent trustees, actuaries, and other pensions professionals who value our practical approach and commitment to excellent client service.
'My primary interaction has been with Kate Buckham. She is concise, supportive, and highly responsive. She is clearly an expert in her field and also understands the need to guide trustees through the process.'
The Legal 500 (2027)
‘Wrigleys has a very strong team.’
Chambers and Partners (2026)
Legal support for small scheme buy-outs
