Telephone: 0113 204 1139
Areas of practice:
Kate joined the team in January 2017 from Bond Dickinson LLP, having completed her training contract and worked in the pensions team at Baker & McKenzie LLP for a number of years.
Kate advises trustees and employers on day-to-day queries including the interpretation of scheme rules, the resolution of member queries and complaints, the appointment and removal of trustee advisers, and the application and impact of new case law, legislation and regulatory guidance including the General Data Protection Regulation.
Kate has significant experience advising on the impact of corporate transactions and restructuring on single- and multi-employer schemes, including statutory debt triggers, anti-avoidance issues, and the negotiation and drafting of contingent assets. Her other project work includes scheme closures, pension scheme mergers, liability management exercises, and bulk buy-outs.
On the DC side Kate has advised the trustees of a master trust on compliance, governance and value for money requirements. At her previous firm, Kate advised an insurance company on its DC offering including a number of personal pension products and a DC master trust. Her most recent work for this client involved updating the rules of six schemes to incorporate the new pension flexibilities.
Recent experience includes:
- Advising trustees on the steps required to comply with the General Data Protection Regulation, including data mapping exercises, trustee training, drafting privacy notices and data protection policies, and reviewing / revising agreements with scheme advisers.
- Advising the trustees of a mixed benefit scheme on the application of a restriction on the amendment power which required accrued DB benefits to be linked to the members' final salary. Advice included consideration of the obligation to top up the pensions of those who had been underpaid, and responding to employer proposals to control liabilities through compromise and South West Train agreements.
- Advising the trustees of a mixed benefit scheme on the without consent bulk transfer of DC benefits to a master trust, including advising on the bulk transfer provision under the scheme's rules, and drafting rule amendments to preserve the integrity of the benefit structure post transfer.
- Advising the trustees of a DB scheme on a change to the sponsoring employer's overseas parent company including the provision of a guarantee from the new parent company and the release of the old parent company from its obligations under an existing guarantee.
- Association of Pension Lawyers